Click on these questions for more information.

 

1. Do we have good enough credit to get a mortgage?

2. How do I build up a credit history?

3. How do I get a mortgage?

4. If I don't have money in the bank (a checking or savings account) can I still get a mortgage?

5. Is it better to get a 15 year mortgage or a 30 year mortgage?

6. What's the best kind of mortgage?

7. How about if you aren't a citizen or don't have a green card?

8. Does it cost more to get a mortgage without a green card?

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Answers:

1. Get your own credit report from one of these three companies.

2. Read about credit and find out about credit history. If you don't have a credit card, you can still get a good credit history for a mortgage.

3. Learn how to get a mortgage step by step. Then find out about how to get pre-qualified for a loan.

4. You can save money outside the bank and still get a mortgage.

5. Read about different types of mortgages including 15 and 30 year mortgages.

6. You can learn about some special mortgage products including Soft Second Mortgages for 1st time home buyers at this City of Cambridge Site. Here's how to qualify for a first time home buyer's mortgage. You can shop to find the best mortgage for you on this page.

7. You can get a mortgage without citizenship or a green card.

8. It shouldn't cost more for a mortgage if you don't have a green card.